Users in pollen 2000 yuan to buy fake LV platform commodity authenticity questioned chompoo araya

Users in the pollen 2000 yuan to buy fake LV platform commodity authenticity questioned "pollen" poster. Data map does not need real name registration, "pollen" commodity authenticity doubt, the rule of law weekend trainee reporter Liu Jia "do you know ‘pollen’?" Sun Li also sells children’s clothes on the top. They are big brands, and they’re very cheap!" "But a lot of people are buying fakes on the top, and I’m ready to uninstall." Two young girls whisper in August 26th at the China World Trade Center metro station in Beijing. The girls said "pollen", is a focus on mother and child transfer of second-hand goods APP, Sun Li and many other stars settled in it, coupled with its "both buyers, sellers" operating rules, attracted countless users. While the "pollen child" quickly became popular, the voices of doubt also appeared. In Hubei Wuhan users Aman Chang (a pseudonym) as an example, she is said to have in the APP on the "authentic" bag, is a high imitation goods. Like her, there are many others. 2000 yuan to buy a fake LV second-hand bag "pollen child" is built by Beijing Garden Technology Co., Ltd. to focus on the mother and child class second-hand idle trading platform. Its CEO Zheng Xiaowen introduced, this is a completely public welfare, "zero income" intermediary platform, APP since June formally launched, only a month time, will have more than 1 million users. "In August 12th, I was wandering ‘pollen’, took a fancy to a LV shopping bag, the seller claimed to be the last to buy genuine, 90% new, no obvious flaws, although marked 7700 yuan, but to sell 2400 yuan, before buying in order to ensure that this shop is genuine, also see the user evaluation below, find all the praise, I feel should be quite reliable, on the order." Aman Chang said, but she regretted it a few days after she received it. In August 19th, she opened the courier, take the package to a second-hand luxury shops, check after the clerk told, this package is a. Aman Chang immediately communicate with the seller, but the seller is said to be Aman Chang’s problem, but also "buyers malicious damage" grounds rejected its return application. In desperation, Aman Chang hopes "pollen" APP can help solve the problem, but did not expect, there is no official customer service phone on the APP. Not only that, on the client want to communicate with the customer "floret", but also to row in the hundreds of people after. Then, Aman Chang published in the state of sina micro-blog, found that there are a lot of people like her have established a human rights group, the group has as much as her fake users buy in "pollen", the number of up to 15 individuals, which experienced users told her that it is not, to "pollen" APP for arbitration. So Aman Chang did it. A week later, Aman Chang finally received a platform phone, the seller said that the seller agreed to refund, so she finally breathed a sigh of relief. Credit function has been questioned, although the problem has been solved, but Aman Chang wants to make clear is: for the protection of platform commodity quality, "pollen child" whether there are relevant measures? In August 24th, Zheng Xiaowen told law theory

用户在花粉儿2000元买到假LV 平台商品真伪遭质疑 “花粉儿”海报。资料图   无须实名登记 “花粉儿”商品真伪存疑   法治周末见习记者 刘嘉   “你知道‘花粉儿’吗?孙俪也在上边卖孩子的衣服,都是大牌,价格特便宜!”“但好多人都在上边都买到假货了,我都准备卸载了。”8月26日,北京国贸地铁站,两个年轻女孩小声地议论。   女孩们所说的“花粉儿”,是一个专注母婴二手商品转让的APP,孙俪等一众明星入驻其中,再加上其“既是买家,也是卖家”的运营规则,吸引了无数用户。   而在“花粉儿”迅速走红的同时,对其的质疑之声也出现了。以湖北武汉的用户张敏(化名)为例,她就说在这个APP上买到的“正品”包包,其实是高仿A货。和她遭遇类似的,还有许多人。   2000元买了个假LV二手包   “花粉儿”是由北京花圃科技有限公司打造的一款专注于母婴类二手闲置交易平台。其CEO郑晓文介绍,这是一个完全公益、“零收益”的中介平台,APP自6月正式上线以来,仅一个月时间,便拥有超过100万名用户。   “8月12日,我在‘花粉儿’上闲逛,看上了一个LV购物袋,卖家声称是去年购买的正品、九成新、没有明显瑕疵,虽然标注7700元,但却以2400元卖出,买之前为了确保这家店卖的是真货,还看了底下的用户评价,发现全部都是好评,我感觉应该挺靠谱的,就下单了。”张敏说,然而她收货后没几天就后悔了。   8月19日,她拆开快递后,拿上包就去了一家二手奢侈品店,检查后被店员告知,这个包是A货。张敏马上和卖家沟通,但卖家却表示是张敏的问题,还以“买家恶意破坏”为由拒绝了其退货申请。   无奈之下,张敏希望“花粉儿”APP能帮忙解决问题,但是没想到,APP上竟然没有官方客服电话。不仅如此,在客户端上想与客服“小花”沟通,更是要排在几百号人之后。   随即,张敏在新浪微博发表状态,发现有很多跟她一样遭遇的人建立了一个维权群,群里有和她一样在“花粉儿”买到假货的用户,人数最多的时候有15个人,里面有经验的用户告诉她,实在不行,可以向“花粉儿”APP申请仲裁。   于是张敏照着做了。一周过去,张敏终于收到平台电话,对方表示,卖家同意退货退款,于是她总算松了一口气。   信用金功能遭质疑   尽管问题解决了,但张敏想弄清楚的是:对于保障平台商品质量方面,“花粉儿”是否有相关措施?   8月24日,郑晓文告诉法治周末记者,“花粉儿”对卖家商品进行了严格审核,工作人员会核实所有商品资料,确定是否符合商品上架规则,杜绝商家入驻并以谋利为目出售商品的行为,另外,虽然没有客服电话,但是APP内有完善的投诉机制,可以满足用户投诉等需求。   此外,郑晓文坦言,虽然“花粉儿”逐个筛查所有商品,但难以100%保障商品质量合格,卖家有很多方法绕过网络审查,难免出现商品存在质量问题或与卖家描述不符的情况,为此“花粉儿”推出了交易信用保证金(以下简称“信用金”),这是卖家对出售商品质量、安全、信誉作出的承诺。   不过,据“花粉儿”上的个人卖家汪倩(化名)介绍:“信用金起不到一点作用,而且当初交钱的时候速度很快,现在退钱就一直拖延。”   汪倩说:“‘花粉儿’客服曾向我表示,交了信用金之后,会对商品推广有一定的推动作用,我才交了1000元信用金,但之后我发现根本没有任何作用,买家还是不能看到我的商品,浏览量一直是0次,首页推荐的也永远是加V用户,我听说,就算发生了商品质量问题,信用金也不会被扣除,而是全部返还给卖家,那信用金到底有什么用?”   对此,郑晓文表示,商品被下架、店铺被封的卖家,百分百是触犯了“花粉儿”的商品规则;推荐加V用户是因为她们都是现实中认识的朋友,因此商品会有一定保障;另外,信用金只是卖家向平台承诺出售商品是正品,交纳之后“花粉儿”会给店铺点亮一个“信”的标识,不过一旦出现质量问题,平台会全部返还信用金,同时永久熄灭“信”。   北京邮电大学互联网治理与法律研究中心副教授崔聪聪认为,信用金全部返还给卖家并不合理,应优先赔付给买家,减少其损失。   郑晓文介绍,目前,信用金体系已经下架升级,未来可能会对信用金用户进行实名认证,并且一旦发生纠纷,将信用金优先赔付给买家。   二手平台须实名认证   法治周末记者了解到,如果卖家想要通过国内最大的闲置交易平台、阿里巴巴集团旗下的“闲鱼”出售商品的话,实名认证是重要一环,近日,闲鱼还推出了实名认证的升级版――号称“史上最严格的实人认证“,可让用户展现自己淘宝等级、芝麻信用、微博认证、动态信息等多维信用记录”,此举被业内视为闲鱼分享经济信任体系建设再度迈出的重要一步;同样,58集团旗下二手电商APP“转转”,也采用了用户身份认证等功能来保证交易者是真实的个人……另外,国内例如淘宝、京东、聚美优品等电商平台,无一例外的要求卖家进行实名认证。   一位不愿透露姓名的电商从业人员介绍,个人卖家入驻淘宝和大多二手交易平台都需要实名认证,而对那些企业入驻的卖家,平台更将严格审核卖家的企业资信、质检文件等信息,同时为了保证商品质量,更是建立了严格的审核程序,对商品进行实物审查。   与前述电商平台不同的是,目前,“花粉儿”并不需要经过繁琐的实名认证,每个人都可以很轻松地注册成为卖家,那既然这样,万一买家买到假货,却联系不上卖家时,所受损失该由谁负责?   根据网络交易管理办法,从事网络商品交易的自然人,应当通过第三方交易平台开展经营活动,并向第三方交易平台提交其姓名、地址、有效身份证明、有效联系方式等真实身份信息。   网上交易保障中心副主任乔聪军指出,“花粉儿”二手交易平台应该对卖家身份进行审查和登记,并在卖家店铺主页面醒目位置展示已核实身份标记证明,否则,将可能被管理机关予以警告,责令改正,拒不改正的,处以一万元以上三万元以下的罚款。   而北京市国理律师事务所律师刘政认为,单纯从商业模式上讲,“花粉儿”这样的二手交易平台,可以根据自身的商业特征选择是否对卖家进行实名认证,但根据消费者权益保护法的规定,买家通过“花粉儿”购买商品,若合法权益受到损害,在平台不能提供销售者的真实身份信息的情况下,用户有权要求交易平台承担赔偿责任,由此可见,为了避免“惹祸上身”,平台应当选择进行实名认证。   来源:法治周末 进入【新浪财经股吧】讨论相关的主题文章:

Rong Hui Finance focus on domestic hybrid solar thermal industry is expected to rebound Xinyi light kairui

Rong Hui Finance: focus on domestic hybrid solar thermal industry is expected to rebound Xinyi light hot column capital flows thousands of thousands of stocks the latest Rating Rating diagnosis simulated trading client sina finance App: Live on-line blogger to tutor Hong Kong level2 market through the mechanism of cards according to Shen Wanhong Source Research Report last week, the Shanghai composite index rose 3.49%, Shenzhen Component Index rose 5.05%, the new electricity industry rose 5.2%, outperforming the broader market, a total of six weeks of the new electric industry decline in about 13% decline continued to narrow. The industry, corun announcement last week CHS hybrid platform to join the new heavyweight shareholders of Changan auto and cloud power, Shen Wan think the Hongyuan hybrid industry in 2016 will usher in rapid development, the first leading battery corun; 1GW solar demonstration project in the near future is expected to continue to get approved by the Energy Bureau, thus speeding up the formation of domestic solar thermal industry industrialization, recommended focus on saving the inaugural and Hangzhou Boiler shares. This week the domestic hybrid car industry attention, thermal industry: last week, corun company announcement: corun, Geely Automobile, Changan automobile and Yunnei power jointly signed CHS agreement to increase their investment, the equity structure of the CHS is corun, Geely Automobile 51%, 49% of the capital: corun invested 200 million, 200 million Changan Yunnei power 60 million Geely, retained capital increase the amount of future right to no more than 200 million square, all after the completion of the capital corun remains the controlling shareholder status, the participating parties added after including Geely Automobile, Changan automobile and cloud power. According to the Bureau of energy 1GW solar demonstration project forthcoming, last week held Shenwan Hong thermal industry salon, that is just unfolding under the thermal market a. 15 years ago, the domestic solar energy industry mainly using polysilicon photovoltaic technology, 15 years of domestic solar thermal market started in October, 16 years to the Energy Bureau approved 1GW solar demonstration project, although the cost of thermal system in 30-40 yuan W is much higher than that of PV, the cost of electricity in the 1-1.1 yuan, the current price in the 1.2-1.4 yuan of subsidies continuous optimization, large space. Shen Hongyuan is optimistic about the ability of solar power to store solar energy in the evening, and has the ability to replace the thermal power to become photovoltaic and wind power peaking power supply. Recommended focus: Inaugural energy saving, hang pan shares. Hong Kong stocks, a strong market sentiment, market turnover continued weak, expected at this level of consolidation repeatedly, waiting to see a breakthrough power investment climate warming. Earlier Xinyi light (00968.HK) has issued a profit pre Hi, plus the market is looking forward NPC and CPPCC benefit shares, can absorb the small Bo rebound. Enter Sina Financial shares] discussion

融慧财经:关注国内混动车光热行业 信义光能有望反弹 热点栏目 资金流向 千股千评 个股诊断 最新评级 模拟交易 客户端 新浪财经App:直播上线 博主一对一指导 港股level2行情 翻看机构底牌   据申万宏源研报,上周上证指数上涨3.49%,深证成指上涨5.05%,电新行业上涨5.2%,跑赢大盘,累计六周电新行业跌幅在13%左右,跌幅继续收窄。   行业方面,上周科力远公告CHS混动平台新加盟重量级股东长安汽车和云内动力,申万宏源认为混动行业在2016年将迎来长足发展,首推电池龙头科力远;1GW光热示范项目有望在近期陆续获得能源局批复,从而加快国内光热行业产业化的形成,推荐重点关注首航节能和杭锅股份。   本周行业关注国内混动车、光热行业:   上周科力远公司公告:科力远、吉利汽车、长安汽车和云内动力共同签署CHS增资扩股协议,此前CHS的股权结构为科力远、吉利汽车51%、49%,此次增资:科力远出资2亿、长安2亿、云内动力0.6亿,吉利保留增资权利未来增资金额不超过2亿,四方全部增资完成后科力远仍然维持控股股东地位,新增后的参股方包括吉利汽车、长安汽车和云内动力。   针对即将出台的能源局1GW光热示范项目,申万宏源上周举办了光热行业沙龙,认为光热是下一个方兴未艾的市场。15年以前国内太阳能行业主要以多晶硅光伏利用技术为主,15年10月国内光热市场开始启动,16年能源局即将批复1GW光热示范项目,尽管目前光热系统的造价在30-40元 W远高于光伏,度电成本在1-1.1元 度,目前的补贴电价在1.2-1.4元 度,后续持续优化空间较大。申万宏源看好光热能够储存太阳光在晚上发电的特性具备替代火电成为光伏和风电调峰电源的能力。推荐重点关注:首航节能、杭锅股份。   港股方面,市场观望情绪浓厚,大市成交持续薄弱,预料在现水平反复整固,等待投资气氛回暖才见突破动力。早前信义光能(00968.HK)已发盈利预喜,再加上市场正憧憬两会受惠股份,可小注吸纳博反弹。 进入【新浪财经股吧】讨论相关的主题文章:

Two major driving force to promote venture capital investment Hong Kong stock every year or provide 索尼a350

The two major driving force of venture capital investment in Hong Kong stocks a year or 40 billion yuan incremental capital fund Sina exposure: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click on [I want to complain], Sina help you expose them! Chinese – reporter Fu Suying recently, the China Insurance Regulatory Commission issued "on the insurance funds to participate in the pilot through Hong Kong regulatory caliber", marking the insurance funds can participate in the pilot through Hong Kong business. In this regard, Huarong securities analyst Zhao Shasha told the "Securities Daily" reporters, risk capital allocation of stock to overseas investment in Hong Kong stocks, this policy release helps to increase the risk capital investment amount. At the same time, the Hong Kong stock market to institutional investors, with long-term investment value as the goal, the investment is relatively stable, it also meets the requirements of risk capital funds on the property, the relaxation of investment channels, help the venture capital investment income stability. An insurance Asset Management Co investment department on the "Securities Daily" the reporter said, in the past mainly through the QDII channel to invest in Hong Kong stocks, therefore, has not yet added large positions, especially in view of the short-term stock market shares of the stock price is high, therefore, the future will find the right time to continue to follow up, but in fact, Hong Kong stocks of small cap stocks relative to the mainland have the advantage of the valuation, therefore, there are some other insurance companies out of part of the funds to invest in Hong Kong stocks from domestic to ETF. This document defines venture capital to participate in Shanghai and Hong Kong through investment, which means that the Hong Kong and Shanghai, the insurance funds can own investment capacity based on the combination, initiated the establishment of insurance asset management products, direct investment in Shanghai and Hong Kong through the subject. In this regard, Zhao Shasha said that due to the venture capital investment in Shanghai and Hong Kong need to raise funds, and the establishment of the desired product, the need for a start-up period, therefore, in the policy since the introduction of less than half a month’s time, venture capital has been unable to determine the specific action, but it is certain that Hong Kong stocks recently performance is also proved and thus get a boost. A report issued by GF Securities said that the new regulations clearly insured the funds through the Shanghai and Hong Kong through the pilot business, directly involved in Hong Kong stock investment. The channel that represents venture capital investing in Hong Kong stocks really opens. Venture capital has the momentum to invest in Hong Kong stocks. On the one hand, the mainland market funds is abundant, the market continued shortage of assets, on the other hand, universal insurance lead venture capital debt costs, the combination of the two forced insurance capital looking for higher income assets, and provides an opportunity for the venture capital on the Hong Kong stock. Preliminary estimates, venture capital for Hong Kong stocks every year to provide nearly 40 billion yuan of capital increments. Enter Sina Financial shares] discussion

两大动力促险资投资港股 每年或提供400亿元增量资金 新浪基金曝光台:信披滞后虚假宣传,业绩长期低于同类产品,买基金被坑怎么办?点击【我要投诉】,新浪帮你曝光他们!   ■本报记者 傅苏颖   近日,中国保监会发布《关于保险资金参与沪港通试点的监管口径》,标志着保险资金可参与沪港通试点业务。对此,华融证券分析师赵莎莎对《证券日报》记者表示,险资海外配置股票多以投资港股为主,此次政策的发布有助于增加险资对外投资的金额。同时,港股市场多以机构投资者为主,多以长期价值投资为目标,投资比较稳定,这也满足了险资对资金属性的要求,此次投资渠道的放宽,有助于险资投资收益的稳定。   一位保险资产管理公司投资部人士对《证券日报》记者表示,过去主要通过QDII渠道来投资港股,因此,暂时还没有加大头寸,鉴于短期港股尤其是大盘股的股价偏高,因此,未来会找合适的时机继续跟进,但实际上港股的中小市值股相对内地有估值优势,因此,也不乏有其它保险公司从国内抽离部分资金转而投向港股ETF。   此次文件明确了险资参与沪港通的投资方式,这意味着通过沪港通,保险资金可以基于自身的投资能力,发起设立组合类保险资产管理产品,直接投资于沪港通标的。   对此,赵莎莎表示,由于险资要投资沪港通需要募集资金,并且设立想要的产品,需要一个启动期,因此,在政策出台以来的不到半个月的时间里,无法断定险资已经有具体的行动,但可以肯定的是,近日港股的表现也用事实证明因此而得到提振。   广发证券发布的一份报告称,此次新规明确保险资金可通过沪港通试点业务,直接参与港股投资。代表着险资投资港股的通道真正打开。险资有投资港股的动力。一方面,内地市场资金充裕,市场持续资产荒,另一方面,万能险导致险资负债成本提高,二者结合倒逼险资寻找高收益类资产,而港股恰恰为险资提供了机会。初步测算,险资能为港股每年提供近400亿元的资金增量。 进入【新浪财经股吧】讨论相关的主题文章:

E rent treasure pits 900 thousand investors sleight of hand behind the boss, spend money like water www.yyy13.com

E rent treasure pits 900 thousand investors: sleight of hand behind the boss "e rent treasure platform to spend money like water, the actual control of Yucheng group board of directors chairman of the Executive Board of Ding Ning. Yucheng International Holdings Group President Aman Chang was the first Internet financial package as "beauty president". Dongguan seized "e rent treasure branch office. Nanfang Daily for map "e rent treasure suction gold over 50 billion pit 900 thousand fictional project investors sleight of hand, the boss behind the beautiful gift of President Ding Ning spend money like water, property more than 700 million yuan e rent treasure many executives extravagant by" financial network "illegal fund-raising about 50000000000 yuan, the victims throughout the country, 21 people were involved the arrest of one and a half years of illegal absorption of funds about 50000000000 yuan, the victim investors all over the country 31 provinces…… In January 14th, 21 suspects concern e rent treasure platform by Beijing prosecutors approved the arrest. Among them, "e rent treasure platform actual controller, Yucheng group board of directors chairman of the Executive Board of Ding Ning, suspected fraud, illegal deposits from the public, the crime of illegal possession of firearms and other crimes. This platform has swept the country the truth how? Yucheng Group executives head all sorts of "halo" underneath how shady? Xinhua viewpoint reporter recently approved by the relevant departments, the police, the main suspects and victims of enterprises conducted in-depth interviews, to restore the Yucheng group and its affiliates (hereinafter referred to as "Yucheng") with "crime trajectory e rent treasure of illegal fund-raising. "Financial network" and "Yucheng" one and a half years of illegal fund-raising about 50000000000 "e rent treasure" is "Yucheng" under the Jin Yi Rong (Beijing) Network Technology Co. Ltd. operation platform. In February 2014, Yucheng group bought the company, and the operation of the network platform transformation. In July 2014, Yucheng group will change the platform named "e rent treasure", the name of "financial network" under the banner of on-line operations. Police investigators, at the end of 2015, much of the public security departments and financial regulatory authorities found "e rent treasure business there is abnormal, then the investigation. The public security organs, to December 5, 2015, "Yucheng" discretionary liquidity remained tense, capital chain always face the risk of fracture; at the same time, Yucheng group has begun to transfer funds, destruction of evidence, several executives have fled signs. In order to avoid investors suffer greater losses, in December 8, 2015, the Ministry of public security command of the public security organs unified action to implement the arrest of chief executive Ding Ning "Yucheng". Police said, the case is complex, difficult investigation. "Branch Yucheng" throughout the country, involving a number of investors, and the company’s financial management, management of large volume of data, only relevant data storage company inventory server has more than 200 taiwan. In order to destroy the evidence, the suspect will be more than 1200 copies of evidence materials into more than 80 bags, buried in Anhui Province on the outskirts of Hefei, somewhere in the 6 meters deep underground, the ad hoc group to use two excavators, lasted more than 20 hours to be dug up on

e租宝坑90万投资人:空手套白狼 幕后老板挥金如土 “e租宝”平台实际控制人、钰诚集团董事会执行局主席丁宁。 钰诚国际控股集团总裁张敏被包装成“互联网金融第一美女总裁”。 东莞查封的“e租宝”分公司办公室。 南方日报供图   “e租宝”吸金逾500亿 坑90万投资人   虚构项目空手套白狼,幕后老板丁宁挥金如土,赠美女总裁财物逾7亿元   “e租宝”众多高管奢靡挥霍   借“网络金融”非法集资500多亿元,受害人遍布全国,21名涉案人被批捕   一年半内非法吸收资金500多亿元,受害投资人遍布全国31个省市区……1月14日,备受关注的“e租宝”平台的21名涉案人员被北京检察机关批准逮捕。其中,“e租宝”平台实际控制人、钰诚集团董事会执行局主席丁宁,涉嫌集资诈骗、非法吸收公众存款、非法持有枪支罪及其他犯罪。这个曾风靡全国的网络平台真相究竟如何?钰诚集团一众高管头顶种种“光环”之下隐藏着怎样的黑幕?“新华视点”记者日前经有关部门批准,对办案民警、主要犯罪嫌疑人和受害企业进行了深入采访,还原了钰诚集团及其关联公司(以下简称“钰诚系”)利用“e租宝”非法集资的犯罪轨迹。   “网络金融”   “钰诚系”一年半时间非法集资500多亿   “e租宝”是“钰诚系”下属的金易融(北京)网络科技有限公司运营的网络平台。2014年2月,钰诚集团收购了这家公司,并对其运营的网络平台进行改造。2014年7月,钰诚集团将改造后的平台命名为“e租宝”,打着“网络金融”的旗号上线运营。   办案民警介绍,2015年底,多地公安部门和金融监管部门发现“e租宝”经营存在异常,随即展开调查。   公安机关发现,至2015年12月5日,“钰诚系”可支配流动资金持续紧张,资金链随时面临断裂危险;同时,钰诚集团已开始转移资金、销毁证据,数名高管有潜逃迹象。为了避免投资人蒙受更大损失,2015年12月8日,公安部指挥各地公安机关统一行动,对丁宁等“钰诚系”主要高管实施抓捕。   办案民警表示,此案案情复杂,侦查难度极大。“钰诚系”的分支机构遍布全国,涉及投资人众多,且公司财务管理混乱,经营交易数据量庞大,仅需要清查的存储公司相关数据的服务器就有200余台。为了毁灭证据,犯罪嫌疑人将1200余册证据材料装入80余个编织袋,埋藏在安徽省合肥市郊外某处6米深的地下,专案组动用两台挖掘机,历时20余个小时才将其挖出。   警方初步查明,“钰诚系”的顶端是在境外注册的钰诚国际控股集团有限公司,旗下有北京、上海、蚌埠等八大运营中心,并下设融资项目、“e租宝”线上销售、“e租宝”线下销售等八大业务板块,其中大部分板块都围绕着“e租宝”的运行而设置。   办案民警表示,从2014年7月“e租宝”上线至2015年12月被查封,“钰诚系”相关犯罪嫌疑人以高额利息为诱饵,虚构融资租赁项目,持续采用借新还旧、自我担保等方式大量非法吸收公众资金,累计交易发生额达700多亿元。警方初步查明,“e租宝”实际吸收资金500余亿元,涉及投资人约90万名。   庞氏骗局   “e租宝”95%的项目都是假的   “‘e租宝’就是一个彻头彻尾的庞氏骗局。”在看守所,昔日的钰诚国际控股集团总裁张敏说,对于“e租宝”占用投资人的资金的事,公司高管都很清楚,她现在对此非常忏悔。   “e租宝”对外宣称,其经营模式是由集团下属的融资租赁公司与项目公司签订协议,然后在“e租宝”平台上以债权转让的形式发标融资;融到资金后,项目公司向租赁公司支付租金,租赁公司则向投资人支付收益和本金。   办案民警介绍,在正常情况下,融资租赁公司赚取项目利差,而平台赚取中介费;然而,“e租宝”从一开始就是一场“空手套白狼”的骗局,其所谓的融资租赁项目根本名不副实。“我们虚构融资项目,把钱转给承租人,并给承租人好处费,再把资金转入我们公司的关联公司,以达到事实挪用的目的。”丁宁说,他们前后为此花了8亿多元向项目公司和中间人买资料。   采访中,“钰诚系”多位高管都向记者证实了自己公司用收买企业或者注册空壳公司等方式在“e租宝”平台上虚构项目的事实。   “据我所知,‘e租宝’上95%的项目都是假的。”安徽钰诚融资租赁有限公司风险控制部总监雍磊称,丁宁指使专人,用融资金额的1 .5%-2%向企业买来信息,他所在的部门就负责把这些企业信息填入准备好的合同里,制成虚假的项目在“e租宝”平台上线。为了让投资人增强投资信心,他们还采用了更改企业注册金等方式包装项目。   办案民警介绍,在目前警方已查证的207家承租公司中,只有1家与钰诚租赁发生了真实的业务。有部分涉案企业甚至直到案发都被蒙在鼓里。   根据人民银行等部门出台的《关于促进互联网金融健康发展的指导意见》,网络平台只进行信息中介服务,不能自设资金池,不提供信用担保。据警方调查,“e租宝”将吸收来的资金以“借道”第三方支付平台的形式进入自设的资金池,相当于把资金从“左口袋”放到了“右口袋”。不仅如此,钰诚集团还直接控制了3家担保公司和一家保理公司,为“e租宝”的项目担保。   虚假宣传   “1元起投,随时赎回,年息最高14 .6%”   “1元起投,随时赎回,高收益低风险。”这是“e租宝”广为宣传的口号。许多投资人表示,他们就是听信了“e租宝”保本保息、灵活支取的承诺才上当受骗的。“e租宝”共推出过6款产品,预期年化收益率在9%至14.6%之间,远高于一般银行理财产品的收益率。   投资人张先生表示,“e租宝”的推销人员鼓动他说,“e租宝”产品保本保息,哪怕投资的公司失败了,钱还是照样有。   投资人徐先生给记者算了一笔账:“我拿10万块钱比较的话,在银行放一年才赚2000多块钱;放在‘e租宝’那边的话,它承诺的利率是14.6%,放一年就能赚14000多块钱。”   投资人席女士则称,自己是被“e租宝”可以灵活支取的特点吸引了:“一般的理财产品不能提前支取,但‘e租宝’提前10天也可以拿出来。”   “e租宝”抓住了部分老百姓对金融知识了解不多的弱点,用虚假的承诺编织了一个“陷阱”。为了加快扩张速度,钰诚集团还在各地设立了大量分公司和代销公司,直接面对老百姓“贴身推销”。其地推人员除了推荐“e租宝”的产品外,甚至还会“热心”地为他们提供开通网银、注册平台等服务。正是在这种强大攻势下,“e租宝”仅用一年半时间,就吸引来90多万实际投资人,客户遍布全国。   挥霍无度   80名高管拿百万年薪丁宁送人财物逾10亿   据警方调查,“钰诚系”除了将一部分吸取的资金用于还本付息外,相当一部分被用于个人挥霍、维持公司的巨额运行成本、投资不良债权以及广告炒作。   据多个犯罪嫌疑人供述,“e租宝”平台实际控制人、钰诚集团董事会执行局主席丁宁与数名集团女高管关系密切,其私生活极其奢侈,大肆挥霍吸收来的资金。警方初步查明,丁宁赠与他人的现金、房产、车辆、奢侈品的价值达10余亿元。仅对张敏一人,丁宁除了向其赠送价值1.3亿元的新加坡别墅、价值1200万的粉钻戒指、豪华轿车、名表等礼物,还先后“奖励”她5.5亿元人民币。   “钰诚系”的一大开支还来自高昂的员工薪金。以丁宁的弟弟丁甸为例,他原本月薪1.8万元,但调任北京后,月薪就飞涨到100万元。据张敏交代,整个集团拿着百万级年薪的高管多达80人左右,仅2015年11月,钰诚集团需发给员工的工资就有8亿元。   2014年以来,“钰诚系”先后花费上亿元大量投放广告进行“病毒式营销”,还将张敏包装成“互联网金融第一美女总裁”。   “‘e租宝’的窟窿只会越滚越大,然后在某个点集中爆发,账上没钱还给老客户,也不能还给新客户。”张敏说,自己曾在2015年9月让公司的数据中心进行测算,结果显示,“e租宝”的赎回量将在2016年1月达到9亿,此后赎回量逐月递增。   丁宁坦言,钰诚集团旗下仅有钰诚租赁、钰诚五金和钰诚新材料三家公司能产生实际的经营利润,但三家企业的总收入不足8亿,利润尚不足一亿。因此,除了靠疯狂占用“e租宝”吸收来的资金,“钰诚系”的正常收入根本不足以覆盖其庞大的开支。   最新进展   有关部门加紧取证追赃   根据“e租宝”案件中已经查明的种种犯罪事实,司法机关认为,犯罪嫌疑人的这些行为已经涉嫌非法吸收公众存款和集资诈骗。   中央财经大学法学院教授郭华介绍,非法吸收公众存款罪有4个构成要件:第一是未经有关部门批准或者假借合法的经营形式来吸存,第二是以媒介、短信、推荐会等形式公开吸存,第三是通过私募、股权等其他的手段来承诺还本付息或者回报,第四是向社会公众即不特定的人吸存。在本案中,犯罪嫌疑人利用网络平台公开向全国吸存,还对外承诺还本付息,其行为已经涉嫌非法吸收公众存款罪。   “对于已经构成非法吸收公众存款罪的,如果还存在挥霍性投资或者消耗性支出导致财产不能偿还的情形,就构成了集资诈骗罪,”他认为。   办案民警介绍,由于“钰诚系”的资金交易庞杂,财务管理混乱,其资金流向还在调查之中。目前,公安机关正在与银监会、人民银行等部门通力配合,加快工作进度,全力以赴进行调查取证、追赃、甄别涉案资产等工作,最大限度地挽回投资人的损失。为了便于投资人报案、完善案件处置相关信息,公安机关已经搭建起投资人信息登记平台,并将于近期挂接在公安部官方网站上启用。   有关部门表示,投资人应及时、主动报案、登记信息、提供证明材料,避免因不及时、不如实报案、登记而损害自身合法利益;同时,请投资人依法维权,不信谣、不传谣、不受蛊惑,不组织、参与各类非法活动。涉嫌犯罪的人员,应当积极配合调查、退缴违法所得,争取从宽处理。   新华社记者 白阳 陈寂 进入【新浪财经股吧】讨论相关的主题文章:

Zhoushan residents house not negotiated compensation were removed and said the police investigation 3u8895

Zhoushan residents house not negotiated compensation were removed and said the police investigation is mistakenly removed (Figure) Chen Yingjia’s original house here, now overgrown with weeds, and white waste. Look at the pile of brick ruins, Chen Ying silly: how to say their own house is not gone? At that time received a neighbor’s phone, said her house was pulled down, Chen Ying did not believe. "I think the government will always away our house." In order to discuss a statement, over the past year and a half, Chen Ying ran around the local police station, street, district government, letters and visits office…… Until the network complaints to the State Bureau of letters and visits. November 8th, the Provincial Bureau of letters and visits composed of inspectors went to Zhoushan to supervise the matter. Neighbors call: your house was demolished 35 year old Chen Ying in Zhoushan, a police station to do the auxiliary police. Chen Ying’s mother, 61 year old Lin Mingzhu is a retired worker in Putuo sail factory. Lin Mingzhu’s house in the streets of Shenjiamen Lujiazhi Hongshan Road opposite No. 1, 144 square meters more than two storey building, with a courtyard. However, in recent years, Lin Mingzhu are living in the daughter of Chen Ying, the old house rental. In 2008, Lin Mingzhu’s old house was included in the local scope of the takeover, but because of the levy demolition compensation is not settled, so the agreement has not been signed, the house has not removed, and the original tenants due to the demolition also moved here. "Although there have been no people, but there are some simple furniture in the house, including television and the like, some tenants left." Chen Ying said. It happened at the end of June 2015, one day, Lin Mingzhu received a call from a neighbor said, have not heard of you to sign the agreement recently ah, how your house was demolished? "I ran into the old house to see the same day, the people are ignorant out." Chen Ying see the original house only a pile of brick soil, "although our house in the scope of the demolition, but has not signed, the other party also did not notice, how can it?" Chen Ying’s first reaction is to house demolitions, spent 6 years as a auxiliary she didn’t think it would happen in yourself. Police investigation: the house was mistakenly removed in July 2nd, Chen Ying responded to the police station to report. Soon, the police found the perpetrators, a man named Chen Lida, he is hired driver digging machine down the Chen Yingjia house. The police investigation to verify the situation is this: in mid June 2015, the land developers Jingrui Real Estate Company staff call outsourcing engineering party Kang Zhong, to its flat Lujiazhi old farms near the land, and will be loyal to fangkang the Chen Lida project. At noon on June 28th, Chen Lida hired a driver to land leveling machine. In the demolition of other houses, digging Lin Mingzhu met House West wall. Then Chen Lida entered the room and found no one living in the room. From the exterior view and shabby, it has been moved to opinionated houses, need to be smooth, then let the driver of the house of the excavator. For this argument, Chen Yingyi began to feel unable to accept, said the demolition is wrong, why twenty.相关的主题文章: